Auto Insurance Discounts for Teachers

Insurance Companies Just for Teachers

• Some insurance companies specialize in covering teachers' auto insurance needs. For example, Horace Mann insurance was founded by educators specifically for educators. It offers an Educators Advantage program that tailors its coverages to meet the specific needs of a teacher. For instance, if you carry comprehensive coverage on your vehicle, no comprehensive deductible applies if your car gets vandalized while on school property or at a school-sponsored event, and you can get special liability coverage for transporting students in your personal vehicle. Teachers' Insurance Plan also specializes in auto insurance for both active and retired educators.
  
  

Discounts at Major Auto Insurance Companies

• Many major auto insurance companies offer special discounts for teachers. The Farmers Insurance Group, for instance, encourages teachers shopping for auto insurance to contact their local representative to get a price that includes a teacher discount. According to 4AutoInsuranceQuote.org, almost all large insurance firms offer special auto insurance discounts for teachers, including Allstate, Geico, Progressive and State Farm. If you presently have auto insurance coverage, check with your agent in case you qualify for a teacher's discount not presently applied to your bill.
  
  

Online Auto Insurance Comparison Sites

• Sites such as 4autoinsurancequote.org offer simple, straightforward, online comparisons from a broad base of auto insurers. When the form asks your occupation, be sure you note "school teacher" to take advantage of the teacher discount. Provide details about your vehicle and yourself just once and the company will kick back a thorough comparison of auto insurance options. Follow up with the one that best suits your insurance needs.
  
  

Insurance Deals Through State Teachers' Associations

• Auto insurance regulations differ in each state. Therefore, many states offer special auto insurance options for the teachers of that particular state. For instance, the Teachers' Insurance Plan of New Jersey offers discounts just for teachers in the state of New Jersey. Explore using your favorite search engine. Discover whether your state teacher's organization suggests any special auto insurance deals for teachers in your state. Often, unique benefits will come specifically tailored to the needs of a teacher.