The best magazine
However, it is common for accidents and mishaps to occur in our lives.
You may have purchased your brand new car hoping that you would not meet with any accident.
However, accidents do occur even if you are not to blame for the mishap.
Such instances may lead to drastic rise in your auto insurance premium.
Or your spouse may meet with an accident or your car may be stolen making you a high risk customer.
How to always get the cheapest rate despite all this? More important, how to find those insurance deals that charge these rates? -Be prepared to switch insurers.
While switching too often may be harmful, it will not hurt to switch insurers if you find a much better deal.
-Be prepared to negotiate hard.
Do not accept increases in your insurance premiums very easily.
The best place to find the cheapest car insurance rates is the World Wide Web.
Multiple quote comparison web sites help you get all the information you want without even stepping out of your house.
These sites help you find the cheapest rate even if -You were involved in a car accident and had filed a claim on your policy.
-You have purchased a car that insurers consider 'high risk' -Your teenage child has started driving.
(Insurers automatically consider young drivers as very high risk cases.
Are there other sources to find cheap rates? Definitely.
Visit websites of auto insurance rates.
You will definitely find the cheapest deals offered by that insurance company.
Of course, there is no guarantee that these rates shall be the 'cheapest' in the market.
Blogs and newspapers You may not find rates and quotes.
However, you can find enough clues and hints to determine whether you are paying the cheapest premium or whether you are paying more than what you ought to.
Websites of auto insurance agents.
These websites operate as online extensions of the offices of insurance agents.
This option offers no significant advantage over multiple quote comparison sites.
Source: ...