Settling a Personal Injury Claim With an Insurance Company - How to Get What You Want

A Southern California Personal Injury Lawyer's Advice: Stand Your Ground Insurance companies bank on your being scared or afraid of them.
They may use deceitful tactics in order to lessen the amount you are asking for, or try to not pay you at all.
Always remember that you are on equal playing levels with them and you deserve to be compensated for your injuries if or when the negligent person caused injury or other damage.
  Get Organized Let your inner student shine through.
Insurance companies deal with claims daily so they know the ins and outs of the process.
One missing doctor's report and the entire claim could be thrown out the window.
It is very important to keep all records that have anything to do with your claim and organize them by date and type.
  Knowledge is Power As in all areas of life, "he (or she) with the most knowledge, wins.
" Dealing with insurance companies is no different.
Know your case inside and out.
Learn times, dates, numbers and names pertinent to your case.
Also, learn the laws surrounding your case.
What are the filing deadlines you must adhere to? Were you at partial fault in your accident? The more you know, the easier it will be to get what you want.
  Be Confident Believability is based largely on your credibility.
If you can't look someone in the eye and tell them what you want and why, you're probably not going to get it.
Think of insurance companies like dogs, if they can smell the fear in you, they will take advantage of  you.
Being meek or mild makes you an easy target.
Speak clearly, slowly, at a reasonable volume, and annunciate.
Practice if you must, but make sure you have it down.
  Don't Back Down If you think about it, this makes sense.
The insurance company's primary goal is to pay you as little as possible.
If they see you back down even in the slightest detail, they will walk all over you.
Some will try to negotiate in other ways before they start to negotiate in monetary terms just to see if you will waiver.
Be clear with yourself about what you want and never give in.
  Hire an Experienced Personal Injury Lawyer No matter how "ready" you think you may be, you will be better off being represented by an experienced personal injury lawyer when dealing with an insurance company regarding your case and eventual settlement.
 Personal injury attorneys deal with insurance companies every day and know how to communicate with the claims adjuster.
They also have the negotiating skills and expertise to get you what you are entitled to.
Look at it this way - you wouldn't do your own brain surgery, would you? Some things are just better left to professionals.