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There is no hard and fast rule.
You should do what is best for you at the time.
The question now is, do you know what to look for? Many insurance companies would give some discount for loyalty (loyalty discount) for staying with them over a period.
This is really good.
I have it said a lot of time that change is the only constant thing yet I still see that by default, many people would want to remain with "the devil they know than to try the angel they don't know".
As people look for ways to save on their home insurance rates, I always tell them of the loyalty discount.
I do not however fail to point out that the savings they could make from their loyalty discount could actually be less than the savings they could make by getting the policy from another insurer.
What this invariably means is this.
Compare the savings you can make both ways.
I do not wish to mislead us into thinking that all we are concerned about is savings.
There is of course the issues of the adequacy of the coverage, the strength of the insurance company, their history of payment, their customer service etc.
I am only working with a scenario where the above issues have checked okay.
For you to be certain of the savings you can make on the exact coverage you need, you need to get free home insurance quotes.
If we go to quotes comparison sites, and get their free home insurance quotes from several insurance companies.
we would be able to compare the rates offered by various insurers thereby enabling us to make a decision based on facts.
Make sure you are not spending more than you should on your home insurance.
Get free quotes now.
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