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The minimums might be different and the requirements might be different, but regardless it is against the law to own a vehicle and not have auto insurance on it.
We figure that any vehicle we own has to be insured.
Have you ever thought of what a vehicle is? Alright, that might seem like an obvious question, but what about a motorcycle or a motor scooter or a moped? Do you have to have insurance on those? They are a vehicle used to get you from one location to another.
Every state has different laws on what is considered a vehicle and what has to be insured, but let's take a look at the auto insurance in Washington.
Did you know that in the state of Washington that there are exceptions to the law of auto insurance? Let's take a look at what some of those exceptions are: 1.
Specially licensed "antique vehicles" over 40 years old 2.
"Collector's vehicles" over 30 years old 3.
Publicly-owned vehicles.
This includes vehicles that are owned, rented or leased by state, federal, city, county and town governments.
This also includes school districts and political subdivisions.
4.
Vehicles registered with Washington Utilities and Transportation Commission as common or contract carriers (any truck that hauls for payment) 5.
Motorcycles 6.
Motor-driven cycles, such as motor scooters 7.
Mopeds That can be an exciting thought, but it is important to look at other options to make sure you are protected regardless of what your vehicles are.
It is important to always look at the state you live in and what their laws and exceptions are.
Each state is different.
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