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Section 615 (a) of the FCRA requires landlords, when they take "adverse action" against the applicant based on the rental of any form of "consumer report" from "consumer reporting agency," to give notice of adverse action to the consumer.
"Consumer report" from "consumer reporting agency" is not only a credit report provided by the credit bureau, but also no report from the date of the rental demand purchased by landlords or housing court records as provided for by the tenant screening service.
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Adverse action includes not only the owner's refusal to apply the rent, but also to any action by the owner, which imposes a burden not required of all this - tenants as requiring the participants at the site on the lease, which requires the largest secretariats, or increase the tenant rent or deposits to the high amount.
There could be situations where the owner is not required to send notice of adverse action. When you have verified the identity, employment, housing, or references the former, if the property owner or employee of the owner directly carried out the checks, does not cover the verification of this law. If the landlord uses a tenant screening service to provide verification of this kind, and the application of the act. Owners should also check to make sure the requirements of their state.
Any negative action occurs in the transaction when the owner makes an anti which have been accepted by the applicant. For example, the owner offers to rent a unit to the applicant if the applicant will provide the joint Signor and the applicant agrees to do so.
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