The best magazine
When people do not follow the tips for safe charging they often find themselves in serious debt in less than a year and it takes them five to ten years to get out of it.
The main reason people fall into serious debt is usually because of the main reason they need the card, they cannot afford certain things.
When we look at things we want and base them on our monthly income and other expenses like food, gas, utilities, rent, car and health insurance, and other bills we do not always pull away with a lot of extra money.
That's why we end up charging to help us get what we want, especially with things like televisions and computers.
These items can get pretty expensive but the monthly payments are low enough that we can easily afford them.
The problem then becomes just having that item to pay off, which of course never happens.
It was so easy to get that so we start charging for other things and add to the pile until our minimum payments become so high it is not easy to afford them.
At the point your minimum payments are one of your highest bills you reach a new problem that is hard to get out of.
You now barely have enough money to cover your own bills let alone anything extra that pops up.
That is why before you start charging you need to use credit repair to strengthen your score as high as possible.
It is very likely that your high interest payments are caused by a low score and credit repair would eliminate that problem for you well before it occurs.
The process is affordable, fast and very effective and can save you a lot of money and keep you out of debt.
Source: ...