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There will always be risks, and eventually everyone will be caught unaware when life makes a sudden turn.
Accidents happen all the time, which is why it is important to be prepared at all times.
For motorists, one form of being prepared for an accident is to have auto accident insurance.
In the United States, auto insurance covering liability for injuries and property damage done to others is compulsory in most states, although different states enforce the requirement differently.
Some states require drivers to always have their insurance policy with them inside the car, while others do not.
In a number of states, proof of insurance is required inside the car at all times because it helps traffic officers in the event of a vehicular accident.
Driver's license and registration may be suspended if the driver fails to turn in his or her license plates once their insurance policy lapses or they cancel their insurance.
Whether the state specifies that proof of insurance is required to have in the car or not, it's always advisable to have the information on hand in case an officer should request it.
As a form of preparedness, auto insurance also helps in the event of wrongful death cases after a vehicular accident.
In Seattle Washington, claims in this context are controlled by an interwoven group of statutory laws established by the state legislature under the definitions of wrongful death and survival actions.
The wrongful death statute provides compensation for a decedent's surviving family members for financial losses they sustain as a result of the death.
There is also a general survival statute which preserves a cause of action for the benefit of the decedent's estate.
The laws describe who can make a claim when someone's death is caused by the wrongful act of an individual or entity.
They also spell out what elements of damages can be recovered based on the claimant's relationship to the deceased.
Wrongful death claims are claims based on the definition that describes wrongful death as the taking of the life of an individual resulting from the willful or negligent act of another person or persons.
An action for wrongful death may be brought for either an intentional or unintentional act that leads to an injury, which in turn results in death.
A blow to the head during an altercation that later causes death can be grounds for wrongful death.
The driver of an automobile who unintentionally causes the death of another in an accident may be held liable for reason of negligence.
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