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Diamonds come in a myriad of qualities, shapes and sizes. Before you can determine what you will require from your diamond, you must first decide how it will be used. A person buying a diamond for investment reasons will have entirely different criteria than a person who is getting engaged. Likewise, a person buying diamonds as accent stones will have yet another set of criteria.
It would be a wonderful world if we all had the resources to go out and buy a large, flawless diamond. For most people that is not possible. However, if you take the time to learn a little bit about diamonds, you might find that you can achieve your goals.
Diamonds for Investment
As is the case with all investments, you must consider your objectives. Most people want a good return on investment, safety, and easy liquidity when the need to sell arises.
Over the past 100 years, diamonds have nearly doubled in value per decade. On the other hand, they can be difficult to liquidate. If you are not a dealer or closely tied to the diamond market, it will not be easy for you to liquidate your diamonds quickly for fair market value. In summary, there are many investments that double in value per decade that are more liquid than diamonds. Unless you have a large portfolio of assets and a need to diversify into a portable commodity and not need to liquidate them rapidly, diamonds should not be considered as a traditional investment.
That being said, there are very few things in your life that can be used and enjoyed daily that require minimal maintenance and appreciate in value like a diamond. Diamonds are both beautiful and durable and have a track record of increasing in value over time.
Diamonds for Engagement
Probably the most popular association with the word diamond is the engagement ring. For most men, a diamond represents the most significant commitment he has made to a woman, both symbolically and financially at the time of purchase. The mystique of the diamond is compounded by the commitment that it represents. Is it big enough? Is the quality good enough? What do her girlfriends have? Will she like it? Can he afford it?
We all have different lifestyles and circumstances. For some, the sky is the limit. For most of us, there are limitations. You may find it necessary to settle for a little less size or quality than you would like, but a little knowledge can help you to select the characteristics you are willing to forfeit.
There are many beautiful diamonds that are bright white and brilliant that are not flawless. By educating yourself with a little reading and talking to a qualified jeweler you can gain a better understanding of how to maximize your budget and acquire a ring she will love.
The goal is to make an educated choice that meets your lifestyle. You should be able to find a beautiful diamond in your budget that will make your fianc© happy.
Diamonds as Accents
When using small diamonds to offset a center diamond, it is very important to use bright, near colorless stones. Secondary stones and diamond accents are not the place to cut corners on fine jewelry. Well-cut, high-color diamonds can dramatize primary gemstones in jewelry. There are few things in jewelry more disappointing than to see an important gemstone surrounded by sub-standard diamonds. High quality, secondary diamonds can make a piece of fine jewelry noteworthy.
If necessary, it is better to forfeit a little bit of carat weight to attain the maximum brilliance.
To read more about diamonds please visit us at:
http://jewelrydesigns.com/main/diamond-education-menu.htm
By Robert Underhill
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