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Life Insurance : Insurance
States That Regulate Viatical or Life Settlements
Many U.S. states do not regulate life settlements.america map image by Vladislav Gajic from Fotolia.comIn 1993, the National Association of Insurance Commissioners adopted the Model Viatical Settlement Act to protect a special class of terminally ill people. It was expanded in 2001 to...
Purpose of a Reading Portfolio
A reading portfolio does not have to be an elaborate binder. A simple file folder that charts a student's reading progress will suffice. A teacher should individually record each student by name and include progress or help needed.
Understanding Variable Universal Life Insurance Policies
There used to be little variation in the types of life insurance you could buy to satisfy your financial needs. This is no longer the case. There are now a seemingly endless number of policies ...
How to Use a Secondary Health Insurance as a Medigap Insurance
Medicare insurance was created to give seniors an opportunity to receive quality health care without financial ruin. It soon became obvious that the program had shortfalls in the coverage that it provided. Congress then authorized private insurance companies to step in and offer seniors
Types of Premiums for Life Insurance
Life insurance can be paid for in one of several different ways. Premium payments represent the cost of insurance. Depending on what type of insurance policy you choose, you may have several ways to pay for premiums.
10 Questions Everyone Should Ask Before Purchasing Life Insurance
If one thing is true when you're on the market to buy life insurance, it's that you can't ask too many questions. Finding out everything you can about your policy ahead of time can help ...
Knights of Columbus Carl Anderson Announces Aid to Boston Victims
The Knights of Columbus stands together with Boston Program will offer support for folks who lost arms and legs in April's Boston Marathon bombings, the Knights of Columbus Insurance publicized on Saturday. It is the ...
Invest in Life Insurance, Invest in Peace of Mind
To the uninitiated, Life Insurance is often a blur of paperwork associated with minimum liquidity but maximum security. To the well informed, Life Insurance serves as a liquid, robust investment with moderate to high returns, ...
Save Money for Your Critical Illness - Get a Critical Insurance Cover Today!
As per Dr Bimal Chajjar, former Cardiac Consultant at New Delhi's AIIMS - "India is the hub of largest epidemic of heart disease in the world". On similar lines are the diseases like diabetes and ...
Comprehending Whole Life Insurance Benefits
Once you've got children, you'll need whole life insurance. Your family members rely upon your wages, and if something should happen to you, you really need to be sure they're taken care of financially. Whole ...
Permanent Whole Life Insurance Definition
One of the first decisions anyone in the market for life insurance must make is whether to choose term or permanent whole life. While term life insurance is cheaper, permanent whole life offers additional benefits. You must understand what those benefits are and then decide whether permanent whole l
Can One Borrow From a Life Insurance Policy?
ElectionWhen a policyholder elects to borrow against her policy, she will need to contact her agent or a customer service representative of her life insurance company. Ask an agent or customer service representative of the cash value amount and how much can be borrowed.StipulationsThere...
Benefits of Online Life Insurance Quotes
The current society needs one to catch up with some information technology knowledge so that they can be able to keep up with the current technology craze. Internet is one of those technologies that need ...
IRS Rules for Cashing an Inherited Life Insurance Policy
You need to understand the rules for cashing in a life insurance policy.tax forms image by Chad McDermott from Fotolia.comLife insurance is a financial contract between a policyholder and a life insurance company. Two other individuals are part of the policy as well: the insured and the...
Divorce insurance could be coming soon
Life Quotes, Inc. Insurance policies help keep people on a sound financial footing when all sorts of catastrophes strike - floods, death of a spouse, even job loss. One insurance maverick wants to add another ...
Ensure Your Child Has a Bright Future
We will go to any limit to make sure our children have access to the best resources we can give them, but are we making sure that they will have access to the best opportunities? ...
Are Accident Insurance Proceeds Taxable?
Employers often provide employees with a variety of benefits, in addition to wages and salaries, such as accident and health benefits that can provide compensation if sickness, disabilities and injuries occur. Whether accident insurance proceeds are considered taxable income depends on who pays for
What Is Legal Guardianship Financial Responsibility?
People do not always have the capacity to make competent decisions. Minors and some adults, such as those with dementia or Alzheimer's, need someone to act in their best interests. Sometimes a legal guardian is necessary. Legal guardians may have some degree of financial responsibility, depending on
What Is Term Life Insurance and How Does It Work?
Term life insurance can offer affordable life insurance protection without the bells and whistles included in more complex types of coverage like universal life or variable life. Term insurance typically works best when coverage is needed for a specific period of time and when cost is a primary conc