1 Free Credit Report Per Year - Obtain a Credit Report Once in Every 12 Months Free From Each Bureau

Getting a loan in the US is all dependent on your credit scores.
Often people check this when they need some loan urgently.
Perhaps, that becomes too late as they are not aware of the issues mentioned there.
If they had the glimpse of their credit report earlier, one could work towards improving it.
The news here is that The Fair and Accurate Credit Transactions Act of 2003 gives you the privilege to have 1 free credit report per year.
The credit reports in the US are issued by three main agencies.
These are: Equifax, Experian and Transunion.
All these agencies are legally bound to give you 1 week's free credit report every year.
Here are some points that would help you get your free report and make the best possible use of the same: · In order to get your free credit report you must click on http://www.
annualcreditreport.
com.
· This law implies on all states of US including Connecticut, District of Columbia, Delaware, Maine, New Hampshire, Maryland, Massachusetts, New Jersey, North Carolina, New York, Pennsylvania, Vermont, Virginia, Rhode Island, West Virginia, etc.
· The best means of getting the report is to call up the official numbers of Equifax & Experian as mentioned on their websites of place an order on their website.
· Earlier one had to spend $ 9 for the report of one week.
To make the best use of this 1 free credit report you should actually order it for only that time frame where you think there were some problems at your end.
This would help you work on your credit scores for good.
· Remember all the three agencies like Equifax, Transunion and Experian state different scores of the same person.
So you must act accordingly.
· Make sure that you keep away from any sort of scams or frauds in ordering your 1 free credit report per year.
For this you must place the order on the company's authentic website.
· Try not to involve any middle men in this task.