The Choice Between Single Trip Or Annual Multi-Trip Travel Insurance

Although travel insurance is often an afterthought once the excitement of booking your trip is over, there are some important things to think about when looking at your cover.
Forgetting about travel insurance is not an option as an accident on holiday can have much wider repercussions than ruining the break if you do not have adequate cover and support.
But what should you choose - annual multi-trip or single trip travel insurance? One of the first things people looking for holiday insurance will notice is that single trip policies are usually cheaper than those covering multiple breaks.
There is often little difference in the level of cover provided, but with single trip travel insurance you will, as the name suggests, only be covered for one holiday.
When taking out the policy, you can specify the start and end date to make sure that it lasts for the duration of your trip.
It is always worth checking your flight dates before you do this as being just one day out could prove problematic should you need to make a claim.
Once you have bought your single trip travel insurance, you can jet off on your holiday and relax, safe in the knowledge that unforeseen events will be taken care of.
Although single trip cover is a cheaper option, this can be a false economy, particularly if you take more than one holiday in a year.
Multi-trip policies that are valid for one year will provide you with travel insurance, regardless of how many breaks you have.
Initial costs may be more expensive, but if you multiply the price of single trip policy by two or even three, then you will see that your money has been well spent.
Opting for an annual multi-trip policy also means that you will not have to worry about travel insurance for a full 12 months, allowing you to head off and truly relax on your holidays.
As many multi-trip policies will also extend to UK breaks, you can have complete peace of mind whether you are flying to the other side of the world or just spending a weekend away in the British countryside.
Regardless of whether you purchase single trip or annual multi-trip travel insurance, you need to make sure that the policy you select covers the region you are travelling to.
Certain destinations can be grouped strangely - for example, Egypt comes under the geographical region of Europe with many insurers - so double check before buying your holiday insurance to avoid any problems further down the line.