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- 1). Obtain a copy of the death certificate from the funeral home that conducted the services for your loved one. Alternatively, get a copy of the death certificate from your state's office of vital records. The death certificate shows the date, place and cause of death.
- 2). Request a death claim form from your insurance company. Some companies call this a "Statement of Claim." You'll need to fill out this form indicating your name and address as well as a policy number you are making a claim on.
- 3). Obtain a copy of the insurance policy you are making a claim on. If you don't have the insurance policy or you cannot find it, your insurer may waive this requirement and use its internal database records instead to verify that the policy exists.
- 4). Submit all forms together. You must submit a completed death claim, copy of the death certificate and a copy of the original insurance policy to the insurance company. You may take all of this paperwork to your insurance agent, or you may take the paperwork to one of the insurer's local or branch offices or to the company's headquarters.
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