Money, Credit and Debt - The Market Challenges Have Nothing to Do With the Size of These Items

There is no shortage of money.
There never was.
Any claim of there being a shortage is a fallacy.
What there may be a shortage of is the "right deal" or the "right transaction" for the money to be used for or to be invested in.
In every devastating situation there is opportunity and, as can be recalled, devastating situations cycle through our human existence repetitively.
That is not new, and I am sure you the reader can personally attest to.
The measurements regarding the quality and acceptability of the business package/opportunity, in order of importance are, IMHO: -

1. Who are involved, who are the principals, and do they have the experience(s) and capabilities required for the proposed event or situation? Do you trust them?
2. What is the money to be used for? Is it real?
3. Is the amount of requested enough to complete the proposed use or will it run out (again)?
4. How long is the money required before payout?
5. What is the Return on Investment and any form of security or liability?
6. Are the principals holding back on any information either intentionally or ignorantly?

So, again, it's not a shortage of money, it is about finding the right situation.
What is your situation regarding this approach? In the present condition of the 3 years down-sliding of the credit-crunch and economic down-turn the opportunities abound and fortunes will be made.
In any historic economic challenge this combination of benefits and losses has always happened and it always will.
* No doubt you can hear the thunder as the storm grows and unemployment in the industrialized countries continues to rise? This rise in unemployment is creating increasing debt problems due to falling liquidity and the subsequent failing credit.
Well, there is a way through this storm and that way is to look for the opportunity and to take advantage of the conditions.
Q How? A.
Expand your thinking and open your mind to the changing economic market and changing demographics of our worldwide communities and communications.
Keep in mind that the following will be a start to your personal due diligence in your quest for personal success! Corporations - In the mid 1860's there was a commencement, in the form of a legal person/identity (IE a corporation), to establish a way to limit liability financially and legally by enactment of the "Corporations Act", This period was also the beginning of the exchange of values for commodities (corn and other commodities exchanged at central locations through the process of auctions).
These evolved into what we now know as Stock Exchanges and Commodity Markets.
These markets all deal in money, credit instruments and papered debt (read debt obligations).
Well the corporations have grown increasingly larger during the past century to the point that some are outgrowing governments and are controlling/affecting national economies through debt and credit instruments.
However these large mega sized corporations are now downsizing in order to remove the liabilities that they have towards employees.
The shift is part of and reflected in the Industrial Revolution moving off shore to lower-cost labour sources.
** Retirement and Life Expectancy: In the early 1900's the average retirement age was 65 years.
Those that retired lived an average of 18 months so that Old Age Pensions were good for the Government's coffers since the pension were paid out for relatively short periods.
In 2000 Retirement average age had been reduced to 62 and the retirees have a life expectancy for an average of 20 years.
Thus the Old Age Pension system has become a broken one since there is not enough money and cash flow to sustain it.
In approximately 1950 there were 15 people employed for every one person who was retired.
So 15 paid into the Pension Plan while one was paid the benefits.
In 2009 there were 3 people working for each one that is retired.
The contributions/benefits curves cross each other approximately 2014 - 2016.
The estimate is that by 2025 there will be one person working for each person retired.
So what is the conclusion re these effects? The Pension Plan is broken and that by 2025-2028 there will be no more pensions.
*** World Population: 1970 - 2.
5 billion 2010 - 7 billion 2050 Est.
9 Billion **** Summary: Q.
So where does all this information lead us? A.
To realize the need for economic self-determination in our lives and not to depend on Governments or corporations to bail us out or pension us off.
Keep in mind that in a burgeoning economy, or Bull Market, there are still companies and individual filing for bankruptcy and, on the other side of that coin, in a falling (Bear) market with falling bank rates, credit crunches and mounting debts, there are companies and individuals making incredible success and progress in what they are doing..
The economic storm is building other opportunities, as is always the case, and the your key is to focus on being self-sufficient by finding one or more of these other opportunities.
Q.
How? A.
One most important way is to develop a Home Based Business (HBB) and become an entrepreneur but realize that "Home Based" does not mean that you are confined to work in the home.
The HBB is so that you have a location identity to use in order to be able to generate an income, travel the world, minimize taxes and make choices.
Q.
Where is there an Opportunity? A.
Consider the massive increase in our population, in our technological capabilities and in our transportation systems (both physical and information wise).
The distribution of wealth and the expanding education system are massive and there will be accelerating opportunities on a growing global basis due to these changes.
The opportunities are not geographically limited.
**** Quote: "If you are in business and you are not on the Internet then you are not in business" Bill Gates.
So the world has become a smaller place and our industrialized base shifted locations more than once:

• In the 1850's the industrial base move from Europe to North America.
  
• From approximately 1970 onwards this base moved from North America to SE Asia and has been accelerating that move for the past 4 years hence higher unemployment in North America and a major percentage of products and supplies sold in North America are made in China.
  

The Internet is part of our daily lives and growing at an accelerated pace, whether we agree or not*****.
Nearly 80% of North Americans check on the Internet before buying retail.
Also over 100 US Newspapers have ceased business over the last 24 months.
The digital world has taken over! Thank you for reading this article.
Peter John Lawrence