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However, it must be said that despite the real difficulties families face when considering the cost of a break away, the benefits of obtaining good cover are worthwhile.
Everyone should travel It is easy to urge everyone to travel (and get family holiday insurance) but idealism can fly in the face of monetary pressures, stress and the busy-ness facing many us in today's modern world.
Yet there are great benefits to taking a break together to destinations abroad rather than just taking a time off to stay at home or visit the grandparents.
The bonding and release of stress can reap dividends, and many find that once they trim their budget to eke out enough for a trip, they find it easy to withhold from daily luxuries with a goal in mind.
You can travel on a tight budget Money is chief among the reasons why parents with dependent children eschew grand vacations.
It is not cheap to pay for flights and hotels, especially when you cannot cut corners with family holiday insurance.
But there are many inventive ways to travel on a budget.
Many websites and companies offer deals on flights and cruises, for example, and there are more places than ever to explore in the developing world that are available to us for the choosing.
There is cover that suits you Once you decide on the destination for your getaway, it is important to choose the right family holiday insurance to give you peace of mind without breaking the budget.
The sheer flexibility of modern cover means you need only pay for the days you travel, you only need to cover for the eventualities that are realistic for you and your children, and you can search for these options efficiently online - so don't be daunted.
There are extras for the whole family Another reason family holiday insurance should be taken out is that it goes beyond simply protecting you and your loved ones from the worst-case scenarios.
Most packages offer bonuses and extras tailored both to children and adults.
From cruise cover to golf cover and 24-hour medical emergency contacts, many of these options can be opted into to augment, rather than simply protect, you.
You should enjoy a stress-free time Ultimately, you should enjoy total peace of mind - nothing will cloud a trip more than stress.
With the right protection you can relax, knowing that in the possible event of injury, accident or theft, you, and most importantly, your children, will be afforded the best services and benefits.
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