No Money Down? VA and USDA Purchase

Are you ready to buy your first home? Maybe you are just ready to upgrade to a little more room? If this sounds like you and you are ready to purchase a home but you are limited on the amount of money that you have for a down payment, there is still hope.
If you listen to the television or the radio right now, all that you will hear is that the lending rules have tightened up and you need more money down to qualify.
There are a few programs in place right now that would like to argue that statement.
The USDA homes for sale and the VA homes for sale programs.
These programs don't require you to buy a beat up, run down or fix up property either.
You can have access to almost any home that you want to buy.
If you you are thinking that the credit requirements are tougher because you are not putting money down, that is not the case.
The government has put the VA and the USDA homes for sale programs in place to help out.
You don't need a perfect credit score or a ton of income to qualify.
This loan is here for the average borrower to use.
Sure there are some minimum standards, but assuming that you might the basic requirements, this is one of the easier programs to get approved for.
Not sure if the VA or USDA homes for sale will fit your situation? Ask your lender.
They can let you know in a matter of a few minutes of how much you can qualify to purchase.
If you get started now, you can still qualify for the Home Buyer's Tax Credit!