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1. It doesn't matter if you disabled or not, you still need an acceptable credit rating. This means no blemishes what so ever. You get a free report every year, so it is best to pick yours up and get to know what it means.
If there are any blemishes on there, you will need to get them removed before applying for a home loan.
2. Unlike people without disabilities, your income does not come into check. As most people with a disability lives below the poverty line, your income level will not get you your loan, nor will it get it rejected.
The reasons for this is there are government grants, programs, and funds put into place just for this thing. However, like the government, they will try to hide them if at all possible. What you need to do is go down to your local SS office, and have them give you all the grants and programs that you will possibly be eligible for, and apply to all of them. The more you get approved to the better.
What most of those programs are going to be is getting homes for people like you, people with a disability. The main qualifier is simple, you must have a legitimate disability to qualify. And the older you are, the easier it is for you to get approved.
Follow these 2 simple tips and you will get able to qualify for home loans for disabled people in no time flat. It really is simple to get approved when you have good credit, and the backing of several government programs.
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